Our long-time efforts to convince you of the importance
of paying your accounts have brought no favorable response.
We have offered many varied suggestions to make your
payments easier for you, but you have declined even
to discuss these. The only course left to us is legal
This can be inconvenient and time-consuming for you.
It can also jeopardize your credit standing.
If you will make a payment within ten days, we will
forget the legal action and consider you a paid-up customer.